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Home Repair Financing

Fix It Now, Pay for It Over Time

Financing through Service Finance Company, LLC, including no interest and no payments for six months for qualified buyers. Apply in minutes, with no obligation to proceed.

Schedule Now (833) 656-4056

The Right Repair Should Not Depend on the Month It Happens

A compressor rarely fails on a convenient date. Neither does a water heater or a sewer line. When the number is bigger than the account balance, a lot of households choose the cheapest patch available, and end up paying twice within a couple of years.

Financing is there so the decision can be about what your home actually needs. It also puts higher-efficiency equipment within reach, which shows up on every electric bill afterward, especially through a Central Texas summer. The jobs we finance most often are AC replacements, water heaters, sewer line replacements and whole-home repipes.

Applying takes a few minutes and does not commit you to the work. We will quote the job, show you what it would cost per month, and let you decide. The quote itself is honored for 72 hours under our Home Comfort Guarantee, and our current specials can be combined where the offer allows.

Financing Options

Most Popular

No Interest, No Payments for 6 Months

0% APR for 6 months

then 12.95% APR for 120 months

Promotional financing for qualified buyers: no interest and no payments for the first six months. Pay the balance in full within the promotional period and no interest is owed at all. Otherwise the balance is financed at 12.95% APR for an additional 120 months.

  • 0% APR during the 6-month promotional period
  • No payments for 6 months
  • No interest owed if paid in full within the promotional period
  • 12.95% APR for an additional 120 months thereafter
  • Prepay at any time without penalty
No Interest, No Payments (“NINP”). Promotional financing available to qualified buyers at 0% APR with no payments for a set number of months as disclosed in the offer. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. No interest is owed if paid in full within promotional period. If the entire Amount Financed is not paid on or before the end of the Promotional Period, then the borrower will be responsible for paying interest, which will accrue as of the first calendar day following the Promotional Expiration Date. Interest is not charged on the principal balance paid during the promotion period, even if the loan is not paid in full during the promotional period. If a scheduled monthly payment is 31 days or more past due during the Promotional Period, the promotional offer will terminate. If you do not elect to participate in the promotional financing, APR may vary from 2.99% to 25% by state for remaining term of your financing. You may prepay your account at any time without penalty. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days. Apply Now

Standard Installment

12.95% APR

180 months

A fixed-rate installment loan over a longer term, for when a lower monthly payment matters more than a promotional period.

  • Fixed monthly payments over 180 months
  • Interest does not accrue until the project is complete
  • Prepay at any time without penalty
  • Minimum loan amount from $500 to $3,000 depending on the offer
Standard Installment. Loan terms, including Annual Percentage Rate* (“APR”), may differ based on loan amount, term length, and your credit profile. Interest does not accrue until project is complete and third-party lender purchases the contract from your Home Improvement Dealer. APR may vary from 2.99% to 25% by state. You may prepay your account at any time without penalty. Annual Percentage Rate is the yearly rate of interest that is owed on the loan. Minimum loan amount ranges from $500-$3,000 based on financing offer. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Please review Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply. Financing offer expires in 90 days. Apply Now

Our Financing Partner

Service Finance Company, LLC

Radiant offers financing through Service Finance Company, LLC, a lender that specializes in home improvement, so the application is built around exactly this kind of work rather than a generic personal loan.

Apply online for the office that serves you: Austin homeowners apply here, and San Antonio homeowners apply here. Not sure which office covers your address? Call us and we will point you to the right one. Your technician can also start the application with you during the visit.

Financing Disclosures Financing provided by Service Finance Company, LLC. All offers are subject to credit approval and are estimates only. Advertised rates and terms are subject to change without notice. Loan terms, including APR, may differ based on loan amount, term length and your credit profile. Please review the Truth in Lending Disclosures for more information. Must be at least 18 years old to qualify. Additional conditions and limitations apply.

Ready when you are.

Schedule Now (833) 656-4056
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